With the IKEA Projekt Card, you can pay off a single purchase of $5,000 …

Im an authorized user on my husband BOA card with 20k limit. Not only that, you are more likely to be approved at more favorable terms (lower interest rates) and a higher line of credit. My question is should I get their credit card to pay for the furniture i'll need (about 2k). Prequalifying only requires a credit summary and a soft credit inquiry, which doesn’t impact your score. At no time will the minimum payment due be less than $35.00. Then could always BT to another if need more … In addition to the IKEA® Visa® credit card, IKEA offers an in-store card for big purchases. In addition to the IKEA® Visa® credit card, IKEA offers an in-store card for big purchases. Log in Join. Your credit score is a number that reflects the information in your credit report. They are the same company So, if this will be a major card offered like a Visa, then the credit requirements will be a little more stringent, AND lets not forget what happens when you add a Major Comenity card to your mix when you have a store card with them.....they shut you down. Get the IKEA® Projekt Credit Card card today. You can get an IKEA card with good to excellent credit. Minimum Interest Charge is $2 per credit plan. With the IKEA ® Projekt credit card, you can see if you’re prequalified without affecting your credit score. This card offers 4.99% APR financing for 60 months on purchases of $5,000 or more. This card isn’t a VISA card, but it does allow you to repay big IKEA purchases over time. You don’t have to pay for IKEA product purchases all at once. Prequalification results in a soft inquiry on your credit report. It’s not until you choose to apply for credit that there is a hard inquiry. Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. IMO, that all depends on an individual's profile which is pretty much YEMV. As with most lines of credit, the better your credit score, the more likely you are to be approved. A review of the IKEA® Visa® credit card. IKEA partnered with Alliance Data to create the credit card, which is actually in addition to their “Projekt” card, which launched in February. Those looking for a way to finance IKEA purchases may want to consider the IKEA Projekt Credit Card, which is a store card—meaning it can only be used at IKEA. This site may be compensated through a credit card … My credit score now is 747 if that matters and I plan on paying everything off immediately (could use debt card but want any cash back I can :p ) Thanks! Minimum monthly payments are required for this plan during the promotional period. Or max out my discover card which has a limit of 3k. Don’t Confuse This Card with the IKEA Projekt Credit Card. Learn all about the IKEA Visa Credit Card to see if its rewards program is a good fit for your loyal IKEA shopping, in addition to its fees, APR, and perks. IKEA Credit Card - Read unbiased reviews of IKEA Credit Card. If you are approved, you’ll earn 5% back in rewards on IKEA USA purchases 1 , 3% back in rewards on dining, grocery and utility purchases 2 , and 1% back in rewards anywhere else … In-store - We are pleased to accept all major credit and debit cards including VISA, VISA Electron, Mastercard, Maestro, Delta and American Express.You can pay using your payment card, or we accept Apple Pay and Android Pay. Standard purchase APR of 21.99%. This is much higher than the average interest rate—which is around 15%. What the IKEA Projekt Credit Card Is Missing. No Annual Fee. At no time will the minimum payment due be less than $35.00. IKEA® Projekt credit card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Alliance Data = Comenity. The Swedish global furniture retailer has developed a cult following around the modern but affordable array of products for every corner of your home within its nearly 50 stores across the US, and IKEA is now looking to deepen that relationship even more. At no time will the minimum payment due be less than $35.00. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer.