Mel Watt, who was sworn in as the new director of the Federal Housing Finance Agency (FHFA) earlier this week, said he […] Democratic Presidential Candidate Michael Bloomberg proposed merging Freddie Mac and Fannie Mae as part of his plan to rein in Wall Street if he was to become President. Fannie Mae, Freddie Mac and Ginnie Mae. Even though Fannie Mae and Freddie Mac were Congressionally-chartered, they are also private, shareholder-owned corporations. The presidential hopeful wants to make Freddie Mac and Fannie Mae a “single, fully government-owned mortgage guarantor” that benefits taxpayers and community banks. In short, Fannie Mae, Ginnie Mae, and Freddie Mac are all government-sponsored mortgage companies. It also focused on buying 30-year mortgages from banks. The Government Takes a Step Toward Releasing Fannie Mae and Freddie Mac If privatization happens, the stock sale for these government-owned entities could be four times the largest IPO ever. Fannie Mae, Ginnie Mae, and Freddie Mac are all government-sponsored mortgage companies. Stocks of both mortgage guarantors were down by percentages in the double digits on Friday. For decades, the mortgage giants Fannie Mae and Freddie Mac were the fat and happy foundation of the U.S. housing market. These may sound like great names for a hip hop group, but in the world of home buying they play a very serious role. On Wednesday, the new regulator for Freddie Mac and Fannie Mae instructed the two mortgage finance companies to stop a planned increase in fees on loans they back, saying it may harm consumers. These may sound like great names for a hip hop group, but in the world of home buying they play a very serious role. Fannie Mae and Freddie Mac are like salt and pepper . This page provides downloadable copies of standard and negotiated instruments, including: You seldom hear of one without the other. And in a lot of ways, Fannie Mae and Freddie Mac work together and complement one another. Security instruments for regularly amortizing mortgages include the Fannie Mae/Freddie Mac Uniform Mortgages, Deeds of Trust, or Security Deeds for each of the jurisdictions from which we purchase conventional mortgages. Fannie Mae, Ginnie Mae, and Freddie Mac are all government-sponsored mortgage companies. Like Fannie, Freddie was a GSE that bought mortgages. For decades, the mortgage giants Fannie Mae and Freddie Mac were the fat and happy foundation of the U.S. housing market.