Minimum Interest Charge is $2 per credit plan. You can get an IKEA card with good to excellent credit. Depending on your purchase amount, you can receive between six and 24 months of no-interest financing. Also, the IKEA® Projekt Credit Card is a store card, which means you can’t use it outside of Ikea purchases. IKEA® Projekt credit card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Credit Cards . Those looking for a way to finance IKEA purchases may want to consider the IKEA Projekt Credit Card, which is a store card—meaning it can only be used at IKEA. There is a minimum purchase of $500 for a 6 month plan, $1,500 for a 12 month plan, and $5,000 for a 24 month plan. Re: IKEA Projekt Card Yeah that is what I was thinking, sooo many 0% cards out there, for 15-22 months or so. Credit Cards . In addition to the IKEA® Visa® credit card, IKEA offers an in-store card for big purchases. The IKEA Projekt card offers 6, 12, and 24 month promotional financing. We are doing an unboxing and a review of the card… Ikea and Comenity Capital Bank have put together a new $0-annual-fee credit card designed to reward loyal customers. … Minimum purchase of $500 for 6 month plan, $1,500 for 12 month plan and $5,000 for 24 month plan required. There is no annual fee for this card, but … Preapproval Store Credit Cards. The Ikea Visa Credit Card is part of a new program in partnership with Alliance Data's card services to design financing products for customers. Not only that, you are more likely to be approved at more favorable terms (lower interest rates) and a higher line of credit. Will I be approved?? If your Fico scores are in the high 600's you'd proabably be ok...mid to low 700's def a great chance. Minimum Interest Charge is $2 per credit plan. Get the IKEA® Projekt Credit Card card today. This web site, the IKEA Card Online Credit Center (the "Site"), is provided by Synchrony Bank, the issuer of the IKEA Card (the "Issuer"). This makes the IKEA Projekt card a great solution to fit your large project needs. Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. Credit Cards ... See your approval odds. And unlike the IKEA® Visa® Credit Card, it doesn’t earn rewards. Don’t Confuse This Card with the IKEA Projekt Credit Card. Comenity offers over 125 credit programs, including a wide range of store credit cards for clothing, jewelry, home goods, and outdoor gear. The practice of preapproving credit cards is more common for major credit card issuers than it is for retail credit cards, but there are a few stores that offer it. No Annual Fee. Bottom Line: The IKEA® Visa® Credit Card is great for IKEA purchases, though its restrictive Once the promotional period ends, the IKEA Projekt Credit Card has a regular fixed APR of 21.99%. In addition to the IKEA® Visa® credit card, IKEA offers an in-store card for big purchases. IKEA® Projekt credit card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. This card isn’t a VISA card, but it does allow you to repay big IKEA purchases over time. At no time will the minimum payment due be less than $35.00.