I went about making enquiries to get our Final Occupation Certificate (FOC), in case the need arises that we wanted to sell. It's unusual for homeowners to encounter the problem you describe, because ordinarily a buyer would learn about a house's C … Built by one of the main builders in NSW. 1. OC is crucial while applying for a home loan or loan to purchase a resale flat. 3. When you are poised to move and under the stress that often entails, a Certificate of Occupancy can seem like an added and even unnecessary hassle, but it is in the homeowner’s best interest. Why? N.J.A.C. Why? If you need to sell the house quickly, ... "How to Sell a Home With No Certificate of Occupancy." So you can most likely sell the property without a Certificate of Occupancy, keeping in mind however that there is case law, coupled with Statute, which states that, firstly, one cannot legally "occupy" a house that does not contain a Certificate of Occupancy. Is so, I believe I was scammed. A certificate of occupancy can be obtained through the local government, usually in the town or county's building department or department of housing. I am reasonably sure that you can't rent a home to someone else if there is no certificate of occupancy, but I'm not sure if there is any way to enforce a requirement for a certificate of occupancy on the owner of a home short of condemning the … One can sell anything they own. One can sell anything they own. Finally, to note: for investment properties in which a certificate of occupancy inspection by the town would not pass, you are going to have to sign a CO waiver with you attorney . Can someone please shed some light on the following... We've been living in a newly built project home for 2.5 years. Who was the PCA for the CC and the rest of the certs? If your property is new construction, you may not be able to sell it at all without a certificate, but some jurisdictions make an exception for single-family homes. However, I do have 3 construction signoffs on the house. Finally, to note: for investment properties in which a certificate of occupancy inspection by the town would not pass, you are going to have to sign a CO waiver with you attorney . Member FDIC. If I was scammed, do I have grounds to sue my lawyer for malpractice and my real estate broker for selling me a home without this certificate? Can I Get a Mortgage with a Temporary Certificate of Occupancy? 2. If you attempt to finance a home without a certificate of occupancy, or CO, you will have difficulty obtaining a mortgage. (My knowledge is NSW / Sydney based, take with a grain of salt). My question is this: In NYC, is it illegal for anyone to live in a new house without the C of O?